VISA Check Card Notice Regarding...
non-Visa PINLess Debit Card Transactions
We allow non-Visa debit transaction processing.
This means you may use your Visa® Check Card on
a PIN-Debit Network* (a non-Visa network) without
using a PIN to authenticate your transactions.
The non-Visa debit network for which such
transactions are allowed are NYCE
Examples of the types of actions that you may be
required to make to initiate a Visa transaction on
your Visa Check Card include signing a receipt,
providing a debit card number over the phone or
via the Internet, or swiping the debit card through a
Examples of the types of actions you may be
required to make to initiate a transaction on a
PIN-Debit Network include initiating a payment
directly with the biller (possibly via telephone,
Internet, or kiosk locations), responding to a logo
displayed at a payment site and choosing to direct
payment through that network, and having your
identity verified using known information derived
from an existing relationship with you instead of
through the use of a PIN.
Please be advised that the terms and conditions
of your agreement with us relating to Visa debit
transactions do not apply to non-Visa debit
transactions. For example, the additional limits
on liability (sometimes referred to as Visa’s
zero-liability program) and the streamlined error
resolution procedures offered on Visa debit card
transactions are not applicable to transactions
processed on a PIN-Debit Network.
If you have any questions about non-Visa debit
transactions, please give us a call at 800-639-2206.® and®.
*Visa rules generally define PIN-Debit Network as a non-Visa debit network
that typically authenticates transactions by use of a personal identification
number (PIN) but that is not generally known for having a card program.