Loan Rates
Check out these Low Loan Rates!
Rates will vary within the ranges shown based on borrower's credit score, selected term, and percentage financed. Contact our loan department for details.
Use our Loan Calculator to estimate monthly payments, see how your down payment affects your loan, and more.
| Type | Features | Term-APR |
|---|---|---|
| New Auto | Up to 100% of MSRP |
Up to 6 years 4.70% - 10.95% |
| Used Auto | Up to 100% of NADA |
Up to 5 years 5.70% - 11.95% |
| Motorcyle, ATV, Sled New & Used |
Up to 100% of NADA |
Up to 5 Years 6.45% - 12.70% |
| RV's, Motorhomes Boats, Personal Watercraft New & Used |
Up to 100% of NADA |
Up to 15 Years 6.95% - 13.45% |
| Equipment - New & Used | Tractors, Backhoes, Heavy Duty Trucks, Skidders, etc |
Up to 15 Years 8.40% - 14.40% |
| Personal | Signature |
Up to 5 Years 10.40% - 15.90% |
| Visa Classic | Earn ScoreCard Points |
11.90% - 16.90% |
| Visa Gold | Earn ScoreCard Points |
8.90% - 9.90% |
| Student - Stafford | First disbursement Higher Education Loan for Students |
10 Years - 6.00% (subsidized undergraduates) 10 Years - 6.80% (unsubsidized & graduates) |
| Student - Plus | First disbursement Higher Education Loan for Parents |
10 Years - 8.50% |
| Mobile Home - New & Used | New - 10% Down Used - 20% Down |
15 Yrs - 9.40% |
| Home Equity Line of Credit - Variable Rate |
90% Max Loan to Value |
15 Years 4.50% - 5.00% *3 |
| Home Equity Loan - Fixed Rate & Terms |
90% Max Loan to Value |
5 to 15 Years 6.00% - 8.50% |
Mortgages - Fixed Rate |
80% Max Loan to Value 90% Max Loan to Value (with Private Mortgage Insurance) 0 Points Purchase & Refinance Transactions Primary Residence |
10 Years: Rate: 6.500% APR: 6.584% 15 Years: Rate: 6.750% APR: 6.681% 20 Years: Rate: 7.125% APR: 7.714% 30 Years: Rate: 7.250% APR: 7.288% *4 |
Mortgages - 5/5 ARM Adjustable Rate Mortgage Fixed Rate for first 5 years. Rate may adjust every 5 years thereafter. Contact us for details. |
80% Max Loan to Value 90% Max Loan to Value (with Private Mortgage Insurance) 0 Points Purchase & Refinance Transactions Primary Residence |
15 Years: Rate: 5.750% APR: 5.460% 20 Years: Rate: 5.750% APR: 5.356% 30 Years: Rate: 5.750% APR: 5.244% *4 |
Mortgages - 7/1 ARM Adjustable Rate Mortgage Fixed Rate for first 7 years. Rate may adjust every year thereafter. Contact us for details. |
80% Max Loan to Value 90% Max Loan to Value (with Private Mortgage Insurance) 0 Points Purchase & Refinance Transactions Primary Residence |
15 Years: Rate: 5.750% APR: 5.595% 20 Years: Rate: 5.750% APR: 5.480% 30 Years: Rate: 5.750% APR: 5.348% *4 |
| Land Loans | 80% Max Loan to Value 0 Points |
15 Years: Rate: 8.500% APR: 8.560 *4 |
| Camps and Seasonal Properties |
80% Max Loan to Value 0 Points 15 Year Max on Purchases |
20 Years: Rate: 7.500% APR: 7.560% |
| Investment Property / Non-Owner Occupied |
80% Max Loan to Value 0 Points |
15 Years: Rate: 8.500% APR: 8.560% |
| Share Secured Share Certificate Secured |
Minimum Loan Amount $500. Rate is 3% above Rate on Share/Share Certificate. |
Up to 15 Years: 4.000% - 6.800% |
| Business Loans | Local Decisions & Service. Many Products to fit your business needs. |
Rates depend on type of loan and borrower strength. Contact us for details. |
- * Rates subject to change without notice.
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- 3 Prime Rate minus .50% to Prime Rate plus 0% based on credit score, Adjusted quarterly
- 4 Add .50 to interest rate for first mortgage loans under $50,000.00
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