Loan Rates
Check out these Low Loan Rates!
Rates will vary within the ranges shown based on borrower's credit score, selected term, and percentage financed. Contact our loan department for details.
Use our Loan Calculator to estimate monthly payments, see how your down payment affects your loan, and more.
| Type | Features | Term-APR |
|---|---|---|
| Auto 2008-2013 | Up to 100% of MSRP |
Up to 6 years 1.75% - 11.95% |
| Auto 2007 & older | Up to 100% of NADA |
Up to 5 years 4.75% - 13.20% |
| Motorcycle, ATV, Snowsled New & Used |
Up to 100% of NADA |
Up to 5 Years 4.25% - 12.50% |
| RV's, Motorhomes Boats, Personal Watercraft New & Used |
Up to 100% of NADA |
Up to 15 Years 5.50% - 14.50% |
| Equipment - New & Used | Tractors, Backhoes, Heavy Duty Trucks, Skidders, etc |
Up to 15 Years 7.50% - 14.75% |
| Personal | Signature |
Up to 5 Years 10.40% - 16.90% |
| Visa Classic | Earn ScoreCard Points |
11.90% - 16.90% |
| Visa Gold | Earn ScoreCard Points |
8.90% - 9.90% |
| Home Equity Line of Credit - Variable Rate |
85% Max Loan to Value More Info |
15 Years 3.500% - 3.500% *1 |
| Home Equity Loan - Fixed Rate & Terms |
85% Max Loan to Value More Info |
5 to 15 Years 4.250% - 6.500% |
Mortgages - Fixed Rate - including Mobile Home and Land |
80% Max Loan to Value 95% Max Loan to Value (with Private Mortgage Insurance) 0 Points Purchase & Refinance Transactions Primary Residence More Info |
10 Years: Rate: 5.250% APR: 5.340% 15 Years: Rate: 4.500% APR: 4.571% 20 Years: Rate: 4.500% APR: 4.556% 30 Years: Rate: 5.375% APR: 5.418% *2 |
Mortgages - 2/2 ARM Adjustable Rate Mortgage Fixed Rate for first 2 years. Rate may adjust every 2 years thereafter. Contact us for details. |
80% Max Loan to Value 95% Max Loan to Value (with Private Mortgage Insurance) 0 Points Purchase & Refinance Transactions Primary Residence More Info |
15 Years: Rate: 3.500% APR: 3.759% 20 Years: Rate: 3.500% APR: 3.756% 30 Years: Rate: 3.500% APR: 3.754% *2 |
Mortgages - 5/5 ARM Adjustable Rate Mortgage Fixed Rate for first 5 years. Rate may adjust every 5 years thereafter. Contact us for details. |
80% Max Loan to Value 95% Max Loan to Value (with Private Mortgage Insurance) 0 Points Purchase & Refinance Transactions Primary Residence More Info |
15 Years: Rate: 3.500% APR: 3.629% 20 Years: Rate: 3.500% APR: 3.625% 30 Years: Rate: 3.500% APR: 3.623% *2 |
Mortgages - 7/1 ARM Adjustable Rate Mortgage Fixed Rate for first 7 years. Rate may adjust every year thereafter. Contact us for details. |
80% Max Loan to Value 95% Max Loan to Value (with Private Mortgage Insurance) 0 Points Purchase & Refinance Transactions Primary Residence More Info |
15 Years: Rate: 3.625% APR: 3.702% 20 Years: Rate: 3.625% APR: 3.685% 30 Years: Rate: 3.625% APR: 3.668% *2 |
| Land Loans | 80% Max Loan to Value 0 Points More Info |
15 Years: Rate: 8.500% APR: 8.560 *2 |
| Camps and Seasonal Properties |
80% Max Loan to Value 0 Points 15 Year Max on Purchases More Info |
20 Years: Rate: 7.500% APR: 7.560% |
| Second Home Mortgage Loans |
80% Max Loan to Value 0 Points More Info |
15 Years: Rate: 7.500% APR: 7.560% |
| Share Secured Share Certificate Secured |
Minimum Loan Amount $500. Rate is 3% above Rate on Share/Share Certificate. |
Up to 15 Years: 3% above rate paid on the pledged Share/Certificate. |
| Business Loans | Local Decisions & Service. Many products to fit your business needs. |
Rates depend on type of loan and borrower strength. Contact us for details. |
- * Rates subject to change without notice.
- 1 Prime Rate minus .50% to Prime Rate plus 0% based on credit score. Adjusted quarterly. Minimum APR of 3.50%
- 2 Add .50 to interest rate for first mortgage loans under $50,000.00