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Home Banking

Real Estate Loan Rates

Check out these Low Loan Rates!

Rates will vary within the ranges shown based on borrower's credit score, selected term, and percentage financed. Contact our loan department for details.

Use our Loan Calculator to estimate monthly payments, see how your down payment affects your loan, and more.

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Type Features Term-Loan Rate*-APR Mo. Payment**
Home Equity Line of Credit
   - Variable Rate
90% Max Loan to Value
More Info
15 Years
as low as 3.500%
 
Home Equity Loan
   - Fixed Rate & Terms
90% Max Loan to Value
More Info
up to 15 Years
as low as 4.000%
 
Mortgages - Fixed Rate

- including
   Mobile Home and Land
80% Max Loan to Value

95% Max Loan to Value (with
Private Mortgage Insurance)

0 Points

Purchase & Refinance Transactions

Primary Residence

More Info
10 Years:  Rate: 3.750%
APR: 3.866%
15 Years:  Rate: 4.250
APR: 4.331%
20 Years:  Rate: 4.500%
APR: 4.564%
30 Years:  Rate: 5.375%
APR: 5.424%
$988.86
$752.28
$632.65
$559.97
Mortgages - 2/2 ARM
Adjustable Rate Mortgage

Fixed Rate for first 2 years.
Rate may adjust every 2 years thereafter.
Contact us for details.
80% Max Loan to Value

95% Max Loan to Value (with
Private Mortgage Insurance)

0 Points

Purchase & Refinance Transactions

Primary Residence

More Info
15 Years: Rate: 3.500%
APR: 3.759%
20 Years: Rate: 3.500%
APR: 3.756%
30 Years: Rate: 3.500%
APR: 3.754%
$714.88
$579.96
$449.04
Mortgages - 5/5 ARM
Adjustable Rate Mortgage

Fixed Rate for first 5 years.
Rate may adjust every 5 years thereafter.
Contact us for details.
80% Max Loan to Value

95% Max Loan to Value (with
Private Mortgage Insurance)

0 Points

Purchase & Refinance Transactions

Primary Residence

More Info
15 Years: Rate: 3.500
APR: 3.629%
20 Years: Rate: 3.500%
APR: 3.625%
30 Years: Rate: 3.500%
APR: 3.623%
$714.88
$579.96
$449.04
Mortgages - 7/1 ARM
Adjustable Rate Mortgage

Fixed Rate for first 7 years.
Rate may adjust every
year thereafter.
Contact us for details.
80% Max Loan to Value

95% Max Loan to Value (with Private Mortgage Insurance)

0 Points

Purchase & Refinance Transactions

Primary Residence

More Info
15 Years: Rate: 3.625%
APR: 3.702%
20 Years: Rate: 3.625%
APR: 3.685%
30 Years: Rate: 3.625%
APR: 3.668%
$721.04
$586.40
$456.05
Land Loans 80% Max Loan to Value
0 Points
More Info
15 Years: Rate: 8.500%
APR: 8.560%
$492.37
Camps and
Seasonal Properties
80% Max Loan to Value
0 Points
15 Year Max on Purchases
More Info
20 Years: Rate: 7.500%
APR: 7.560%
$402.80
Second Home
Mortgage Loans
80% Max Loan to Value
0 Points
More Info
15 Years: Rate: 7.500%
APR: 7.560%
$927.01

 

APR = Annual Percentage Rate

* These rates are subject to change without notice.

** All payments are shown based on $100,000 loan (except Home Equity, Land, and Camps which are based on $50,000) and exclude taxes and insurance.

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