Savings Rates
| Type | Dividend Rate | APY |
|---|---|---|
| Savings Minimum Balance $5 |
0.15% | 0.15% |
| Checking Minimum Balance $0 |
0.00% *1 | 0.00% |
| Money Market Minimum Balance $2500 |
0.40% | 0.40% |
| Health Savings Account Minimum Balance $0 |
0.40% | 0.40% |
| Christmas Club Minimum Balance $0 |
0.15% *2 | 0.15% |
| IRA Minimum Balance $5 |
0.40% | 0.40% |
Rates Effective 07/01/2011
- 1 $25 minimum deposit required to open a Checking account. Average Daily Balances below $500 do not earn any dividends.
- 2 Automatically transferred to Savings on Sept 30th
| Type & Minimum Balance |
Period (Months) | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| 3 | 6 | 12 | 18 | 24 | 36 | 48 | 60 | ||
| Certificate Minimum Balance $500 |
Div. Rate | .25% | .40% | .50% | .75% | .85% | 1.50% | 1.70% | 2.00% |
| APY | .25% | .40% | .50% | .75% | .85% | 1.51% | 1.71% | 2.02% | |
| Business Certificate Minimum Balance $500 |
Div. Rate | .25% | .40% | .50% | .75% | .85% | 1.50% | 1.70% | 2.00% |
| APY | .25% | .40% | .50% | .75% | .85% | 1.51% | 1.71% | 2.02% | |
| IRA Certificate Minimum Balance $500 |
Div. Rate | .25% | .40% | .50% | .75% | .85% | 1.50% | 1.70% | 2.00% |
| APY | .25% | .40% | .50% | .75% | .85% | 1.51% | 1.71% | 2.02% | |
| Premium Certificate Minimum Balance $100,000 |
Div. Rate | .35% | .50% | .60% | .85% | .95% | 1.60% | 1.80% | 2.10% |
| APY | .35% | .50% | .60% | .85% | .95% | 1.61% | 1.81% | 2.12% | |
| Premium IRA Certificate Minimum Balance $100,000 |
Div. Rate | .35% | .50% | .60% | .85% | .95% | 1.60% | 1.80% | 2.10% |
| APY | .35% | .50% | .60% | .85% | .95% | 1.61% | 1.81% | 2.12% | |
| HSA Certificate Minimum Balance $500 |
Div. Rate | .25% | .40% | .50% | .75% | .85% | 1.50% | 1.70% | 2.00% |
| APY | .25% | .40% | .50% | .75% | .85% | 1.51% | 1.71% | 2.02% | |
Rates Effective 10/19/2011* All savings rates quoted as annual percentage yields.
- ** If the term of a certificate is 18 months or less, the forfeiture is an amount equal to one month's dividends, whether earned or not. If the term of a certificate is more than 18 months, the forfeiture is an amount equal to six months' dividends, whether earned or not.
- *** Rates subject to change without a notice.
- **** Fees could reduce the earnings on an account.