1-800-639-2206
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Savings Rates

Type Dividend Rate APY
Savings
Minimum Balance $5
0.15% 0.15%
Checking
Minimum Balance $0
0.00% *1 0.00%
Money Market
Minimum Balance $2500
0.40% 0.40%
Health Savings Account
Minimum Balance $0
0.40% 0.40%
Christmas Club
Minimum Balance $0
0.15% *2 0.15%
IRA
Minimum Balance $5
0.40% 0.40%
Rates Effective 07/01/2011
  • 1 $25 minimum deposit required to open a Checking account. Average Daily Balances below $500 do not earn any dividends.
  • 2 Automatically transferred to Savings on Sept 30th
Type &
Minimum Balance
Period (Months)
3 6 12 18 24 36 48 60
Certificate
Minimum Balance $500
Div. Rate .25% .40% .50% .75% .85% 1.50% 1.70% 2.00%
APY .25% .40% .50% .75% .85% 1.51% 1.71% 2.02%
Business Certificate
Minimum Balance $500
Div. Rate .25% .40% .50% .75% .85% 1.50% 1.70% 2.00%
APY .25% .40% .50% .75% .85% 1.51% 1.71% 2.02%
IRA Certificate
Minimum Balance $500
Div. Rate .25% .40% .50% .75% .85% 1.50% 1.70% 2.00%
APY .25% .40% .50% .75% .85% 1.51% 1.71% 2.02%
Premium Certificate
Minimum Balance $100,000
Div. Rate .35% .50% .60% .85% .95% 1.60% 1.80% 2.10%
APY .35% .50% .60% .85% .95% 1.61% 1.81% 2.12%
Premium IRA Certificate
Minimum Balance $100,000
Div. Rate .35% .50% .60% .85% .95% 1.60% 1.80% 2.10%
APY .35% .50% .60% .85% .95% 1.61% 1.81% 2.12%
HSA Certificate
Minimum Balance $500
Div. Rate .25% .40% .50% .75% .85% 1.50% 1.70% 2.00%
APY .25% .40% .50% .75% .85% 1.51% 1.71% 2.02%
Rates Effective 10/19/2011* All savings rates quoted as annual percentage yields.
  • ** If the term of a certificate is 18 months or less, the forfeiture is an amount equal to one month's dividends, whether earned or not. If the term of a certificate is more than 18 months, the forfeiture is an amount equal to six months' dividends, whether earned or not.
  • *** Rates subject to change without a notice.
  • **** Fees could reduce the earnings on an account.
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