UChoose Rewards^®

How Does It Work?

Shop and your points accumulate:

• Earn (1) point for every $2.00 each time you use your debit card and sign for your purchases.
• Earn (1) point for every $1.00 each time you use your credit card.
• Plus, earn additional points by shopping at participating retailers in-store or online at www.uchooserewards.com.

Redeem points for millions of items or a reduced rate for your new consumer loan (see below)!

For loans up to $30,000.00:

Rate Reduction	Points
0.50%	15,000
1.00%	30,000

For loans over $30,000.00:

Rate Reduction	Points
0.50%	1/2 point for each $1 amount of the loan
1.00%	1 point for each $1 amount of the loan

Examples:

For a 0.50% reduction on a $40,000, the amount of points needed would be (40,000 x .50) = 20,000 points.

For a 1% reduction on a $40,000 loan, the amount of points needed would be (40,000 x 1) = 40,000 points.