Savings Rates

For more information on the rates and fees that may apply to your account, please download our Rate and Fee Schedule.

Type Dividend Rate Annual Percentage Yield
Savings
Minimum Balance $5
0.10% 0.10%
Checking
Minimum Balance $0
0.00% *1 0.00%
Money Market
Minimum Balance $2500
0.20% 0.20%
Health Savings Account
Minimum Balance $0
0.20% 0.20%
Christmas Club
Minimum Balance $0
0.10% *2 0.10%
IRA
Minimum Balance $5
0.20% 0.20%
Rates Effective 05/01/2016
  • 1 $25 minimum deposit required to open a Checking account. When dividends are available, Average Daily Balances below $500 do not earn any dividends.
  • 2 Automatically transferred to Savings on Sept 30th
Type &
Minimum Balance
Period (Months)
3 6 12 18 24 36 48 60
Certificate
Minimum Balance $500
Div. Rate 0.20% 0.30% 0.40% 0.50% 0.80% 1.00% 1.25% 1.75%
APY* 0.20% 0.30% 0.40% 0.50% 0.80% 1.00% 1.26% 1.76%
Business Certificate
Minimum Balance $500
Div. Rate 0.20% 0.30% 0.40% 0.50% 0.80% 1.00% 1.25% 1.75%
APY* 0.20% 0.30% 0.40% 0.50% 0.80% 1.00% 1.26% 1.76%
IRA Certificate
Minimum Balance $500
Div. Rate 0.20% 0.30% 0.40% 0.50% 0.80% 1.00% 1.25% 1.75%
APY* 0.20% 0.30% 0.40% 0.50% 0.80% 1.00% 1.26% 1.76%
Premium Certificate
Minimum Balance $100,000
Div. Rate 0.30% 0.40% 0.50% 0.60% 0.90% 1.10% 1.35% 1.85%
APY* 0.30% 0.40% 0.50% 0.60% 0.90% 1.11% 1.36% 1.87%
Premium IRA Certificate
Minimum Balance $100,000
Div. Rate 0.30% 0.40% 0.50% 0.60% 0.90% 1.10% 1.35% 1.85%
APY* 0.30% 0.40% 0.50% 0.60% 0.90% 1.11% 1.36% 1.87%
HSA Certificate
Minimum Balance $500
Div. Rate 0.20% 0.30% 0.40% 0.50% 0.80% 1.00% 1.25% 1.75%
APY* 0.20% 0.30% 0.40% 0.50% 0.80% 1.00% 1.26% 1.76%
Rates Effective 05/16/2017* All savings rates quoted as annual percentage yields.
  • ** If the term of a certificate is 18 months or less, the forfeiture is an amount equal to one month of dividends, whether earned or not. If the term of a certificate is more than 18 months, the forfeiture is an amount equal to six months of dividends, whether earned or not.
  • *** Rates subject to change without a notice.
  • **** Fees could reduce the earnings on an account.