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Health Savings Accounts

Take control of your health care decisions.

A Health Savings Account (HSA) gives you more flexibility and control over your health care costs. That's because it empowers you to make your own health care decisions.

  • Protection: You will have an opportunity to save money to pay high or unexpected medical bills.
  • Affordability: High health insurance policy deductibles mean lower premiums.
  • Savings: Your ability to deduct your contributions and the tax deferral of account earnings enable you to build your account.
  • Flexibility: You can contribute at any time during the year, and your HSA balance rolls over from year to year.
  • Portability: You own the account, so it goes where you go, regardless of any job changes.

*Contributions and plan deductible limits change frequently so consult your tax professional regarding your individual circumstances.