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Consumer Loan Rates

Rates will vary within the ranges shown based on borrower's credit score, selected term, and percentage financed. Contact our loan department for details. You can also use our personal loan calculator or auto loan calculator to estimate your monthly payments, see how your down payment affects your loan, and more.

Type APR* Features

Brand New Auto 

Brand New

Never Titled

36 Months: As low as 4.90%

48 Months: As low as 4.90%

60 Months: As low as 4.90%

72 Months: As low as 5.00%

84 Months: As low as 5.75%

Up to 100% of MSRP/JD Power

GAP, Warranty and Debt Protection are available!

Used Auto 

2022 & Newer

36 Months: As low as 5.25%

48 Months: As low as 5.25%

60 Months: As low as 5.25%

72 Months: As low as 5.90%

84 Months: As low as 6.50%

Up to 100% of JD Power

GAP, Warranty and Debt Protection are available!

Used Auto

2018-2021

36 Months: As low as 5.70%

48 Months: As low as 5.70%

60 Months: As low as 5.70%

72 Months: As low as 6.70%

Up to 100% of JD Power

GAP, Warranty and Debt Protection are available!

Used Auto

2017 & Older

Rebuilts/Salvage

36 Months: As low as 7.75%

48 Months: As low as 7.75%

60 Months: As low as 7.75%

Up to 100% of JD Power

Up to 75% of JD Power Rebuilts/Salvage

GAP, Warranty and Debt Protection are available!

Motorcycle, ATV

& Snowmobile

2022 & Newer

36 Months: As low as 5.50%

48 Months: As low as 5.50%

60 Months: As low as 5.50%

72 Months: As low as 6.15%

84 Months: As low as 6.75%

Up to 100% of MSRP/JD Power

GAP, Warranty and Debt Protection are available!

Motorcycle, ATV

& Snowmobile

2018-2021

36 Months: As low as 6.20%

48 Months: As low as 6.20%

60 Months: As low as 6.20%

72 Months: As low as 7.20%

Up to 100% of JD Power

GAP, Warranty and Debt Protection are available!

Motorcycle, ATV

& Snowmobile

2017 & Older

36 Months: As low as 8.25%

48 Months: As low as 8.25%

60 Months: As low as 8.25%

Up to 100% of JD Power

GAP, Warranty and Debt Protection are available!

RV's, Motorhomes
Boats
New & Used

60 Months: As low as 7.00%

120 Months: As low as 9.00%

180 Months: As low as 9.75%

Up to 100% of JD Power

GAP, Warranty and Debt Protection are available!

Equipment 

60 Months: As low as 7.00%

120 Months: As low as 9.00%

180 Months: As low as 9.75%

Up to 100% of JD Power

GAP, Warranty and Debt Protection are available!

Personal Loan

36 Months: As low as 11.40%

60 Months: As low as 11.90%

 
Visa Classic As low as 12.90% Earn UChoose Points
Visa Gold As low as 9.90% Earn UChoose Points
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Contact for current rates. Minimum Loan Amount $500.
 
Business Loans Rates depend on type of loan
and borrower strength.
Contact us for details.
Local Decisions & Service.
Many products to fit your business needs.

 

APR = Average Percentage Rate

*As low as Rates based on Transunion Vantage 3.0 Credit Score of 740 or Higher

** Rates subject to change without notice.

Rates as of 10/1/2026