Consumer Loan Rates

Rates will vary within the ranges shown based on borrower's credit score, selected term, and percentage financed. Contact our loan department for details. You can also use our Loan Calculator to estimate your monthly payments, see how your down payment affects your loan, and more.

Type Features APR*

Auto 

2020 & Newer

Up to 100% of MSRP/NADA

GAP, Warranty and Debt Protection are available!

36 Months: As low as 5.99%

48 Months: As low as 5.99%

60 Months: As low as 5.99%

72 Months: As low as 6.65%

84 Months: As low as 7.25%

Auto

2016-2019

Up to 100% of NADA

GAP, Warranty and Debt Protection are available!

36 Months: As low as 6.50%

48 Months: As low as 6.50%

60 Months: As low as 6.50%

72 Months: As low as 7.50%

Auto

2015 & Older

Rebuilts/Salvage

Up to 100% of NADA, Up to 75% of NADA Rebuilts/Salvage

GAP, Warranty and Debt Protection are available!

36 Months: As low as 8.50%

48 Months: As low as 8.50%

60 Months: As low as 8.50%

Motorcycle, ATV & Snowmobile

2020 & Newer

Up to 100% of MSRP/NADA

GAP, Warranty and Debt Protection are available!

36 Months: As low as 6.49%

48 Months: As low as 6.49%

60 Months: As low as 6.49%

72 Months: As low as 7.15%

84 Months: As low as 7.75%

Motorcycle, ATV & Snowmobile

2016-2019

Up to 100% of NADA

GAP, Warranty and Debt Protection are available!

36 Months: As low as 7.00%

48 Months: As low as 7.00%

60 Months: As low as 7.00%

72 Months: As low as 8.00%

Motorcycle, ATV & Snowmobile

2015 & Older

Up to 100% of NADA

GAP, Warranty and Debt Protection are available!

36 Months: As low as 9.00%

48 Months: As low as 9.00%

60 Months: As low as 9.00%

RV's, Motorhomes
Boats, Personal Watercraft
New & Used

Up to 100% of NADA

GAP, Warranty and Debt Protection are available!

60 Months: As low as 7.75%

120 Months: As low as 9.75%

180 Months: As low as 10.50%

Equipment - New & Used

Up to 100% of NADA

GAP, Warranty and Debt Protection are available!

60 Months: As low as 7.75%

120 Months: As low as 9.75%

180 Months: As low as 10.50%

Personal Loan  

36 Months: As low as 11.40%

60 Months: As low as 11.90%

Visa Classic Earn UChoose Points As low as 12.90%
Visa Gold Earn UChoose Points As low as 9.90%
     
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Minimum Loan Amount $500.
 
Contact for current rates.
Business Loans Local Decisions & Service.
Many products to fit your business needs.
Rates depend on type of loan
and borrower strength.
Contact us for details.

 

APR = Average Percentage Rate

*As low as Rates based on Transunion Vantage 3.0 Credit Score of 740 or Higher

** Rates subject to change without notice.

Rates as of 3/15/2024