Consumer Loan Rates

Rates will vary within the ranges shown based on borrower's credit score, selected term, and percentage financed. Contact our loan department for details. You can also use our Loan Calculator to estimate your monthly payments, see how your down payment affects your loan, and more.

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Type	Features	APR*
Auto 2019 & Newer	Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!	36 Months: As low as 1.99% 48 Months: As low as 2.25% 60 Months: As low as 2.25% 72 Months: As low as 2.99% 84 Months: As low as 3.25%
Auto 2015-2018	Up to 100% of NADA GAP, Warranty and Debt Protection are available!	36 Months: As low as 3.00% 48 Months: As low as 3.25% 60 Months: As low as 3.25% 72 Months: As low as 3.50%
Auto 2014 & Older	Up to 100% of NADA GAP, Warranty and Debt Protection are available!	36 Months: As low as 4.75% 48 Months: As low as 5.00% 60 Months: As low as 5.00%
Motorcycle, ATV & Snowmobile 2019 & Newer	Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!	36 Months: As low as 2.49% 48 Months: As low as 2.75% 60 Months: As low as 2.75% 72 Months: As low as 3.49% 84 Months: As low as 3.75%
Motorcycle, ATV & Snowmobile 2015-2018	Up to 100% of NADA GAP, Warranty and Debt Protection are available!	36 Months: As low as 3.50% 48 Months: As low as 3.75% 60 Months: As low as 3.75% 72 Months: As low as 4.00%
Motorcycle, ATV & Snowmobile 2014 & Older	Up to 100% of NADA GAP, Warranty and Debt Protection are available!	36 Months: As low as 5.25% 48 Months: As low as 5.50% 60 Months: As low as 5.50%
RV's, Motorhomes Boats, Personal Watercraft New & Used	Up to 100% of NADA GAP, Warranty and Debt Protection are available!	60 Months: As low as 5.25% 120 Months: As low as 7.25% 180 Months: As low as 8.00%
Equipment - New & Used	Up to 100% of NADA GAP, Warranty and Debt Protection are available!	60 Months: As low as 5.25% 120 Months: As low as 7.25% 180 Months: As low as 8.00%
Personal Loan		36 Months: As low as 10.90% 60 Months: As low as 11.40%
Visa Classic	Earn UChoose Points	As low as 11.90%
Visa Gold	Earn UChoose Points	As low as 8.90%

Share Secured Share Certificate Secured	Minimum Loan Amount $500.	Contact for current rates.
Business Loans	Local Decisions & Service. Many products to fit your business needs.	Rates depend on type of loan and borrower strength. Contact us for details.

APR = Average Percentage Rate

*As low as Rates based on Transunion FICO08 Credit Score of 700 or Higher

** Rates subject to change without notice.

Consumer Loan Rates

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