Real Estate Loan Rates

Rates will vary within the ranges shown based on borrower's credit score, selected term, and percentage financed. Contact our loan department for details.

For more information on our rates and fees, please download our rates and fees PDF. You can also use our Loan Calculator to estimate your monthly payments, see how your down payment affects your loan, and more.

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Apply For A Home Equity Loan

Type

Features

Term-Loan Rate*-APR

Mo. Payment**

Home Equity Line of Credit
- Variable Rate

90% Max Loan to Value
More Info

15 Years
as low as 3.50%

Home Equity Loan
- Fixed Rate & Terms

90% Max Loan to Value
More Info

up to 15 Years
as low as 4.25%

Mortgages - Fixed Rate

Including

Construction Loans

80% Max Loan to Value

95% Max Loan to Value (with
Private Mortgage Insurance)

0 Points

Purchase & Refinance Transactions

Primary Residence

More Info

10 Years: Rate: 3.000%
APR: 3.173%

15 Years: Rate: 3.250%
APR: 3.618%

20 Years: Rate:3.625%
APR:3.719%

30 Years: Rate: 3.875%
APR:3.943%

$965.61

$702.67

$586.40

$470.24

Mortgages - 5/5 ARM
Adjustable Rate Mortgage

Including

Construction Loans

Fixed Rate for first 5 years.
Rate may adjust every 5 years thereafter.
Contact us for details.

80% Max Loan to Value

95% Max Loan to Value (with
Private Mortgage Insurance)

0 Points

Purchase & Refinance Transactions

Primary Residence

More Info

15 Years: Rate: 2.750%
APR: 3.128%

20 Years: Rate: 2.750%
APR: 3.171%

30 Years: Rate: 2.750%
APR: 3.220%

$678.62

$542.17

$408.24

Mortgages - 7/1 ARM
Adjustable Rate Mortgage

Including

Construction Loans

Fixed Rate for first 7 years.
Rate may adjust every
year thereafter.
Contact us for details.

80% Max Loan to Value

95% Max Loan to Value (with Private Mortgage Insurance)

0 Points

Purchase & Refinance Transactions

Primary Residence

More Info

15 Years: Rate: 2.750%
APR: 3.031%

20 Years: Rate: 2.750%
APR: 3.083%

30 Years: Rate: 2.750%
APR: 3.150%

$678.62

$542.17

$408.24

Mobile Homes & Land

80% Max Loan to Value

95% Max Loan to Value (with Private Mortgage Insurnace) Double-Wides Only

Please Call

Land Loans

80% Max Loan to Value
0 Points
More Info

15 Years: Rate: 7.000%
APR: 7.268%

$449.41

Camps and
Seasonal Properties

80% Max Loan to Value
0 Points
15 Year Max on Purchases
More Info

20 Years: Rate: 5.000%
APR: 5.199%

$329.98

Second Home
Mortgage Loans

80% Max Loan to Value
0 Points
More Info

15 Years: Rate: 5.000%
APR: 5.126%

$790.79

APR = Annual Percentage Rate

* These rates are subject to change without notice.

** All payments are shown based on $100,000 loan (except Home Equity, Land, and Camps which are based on $50,000) and exclude taxes and insurance.

Real Estate Loan Rates

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