Checking Accounts

If you're interested in adding a checking account please email us at or call us at 1 (800) 639-2206.


  • No monthly service charge
  • No minimum balance requirements
  • No per check fees - unlimited check writing
  • Honor pre-authorized drafts such as insurance, utilities, etc...
  • Monthly statement
  • Our debit cards include UChoose rewards points! With UChoose you can earn (1) point for every $2.00 spent each time you use your debit card and sign for your purchases. Click here to learn more.

** Any account that has repeated overdrafts may be closed.

Check 21

Check 21 facilitates the electronic exchange of checks, which will permit quicker and safer processing of checks. Some checks will clear more quickly because the processing will be done electronically. New technology involved in this process will reduce the time between the money leaving your account and reaching the recipient of the checks. So please make sure you have money in your account to cover your checks. We will be happy to answer any questions you may have about the Check 21 policy.


Need a new box of checks? Reorder using Main Street Checks handy web site.

* Just a reminder. When reordering checks, it is very important that you provide Main Street Checks with your most current reorder form for your checks.