Savings Rates

For more information on the rates and fees that may apply to your account, please download our Rate and Fee Schedule.

Type	Dividend Rate	Annual Percentage Yield
Savings Minimum Balance $5	0.10%	0.10%
Checking Minimum Balance $0	0.00% ^*1	0.00%
Money Market Minimum Balance $2500	0.25%	0.25%
Health Savings Account Minimum Balance $0	0.25%	0.25%
Christmas Club Minimum Balance $0	0.10% ^*2	0.10%
IRA Minimum Balance $5	0.25%	0.25%

Rates Effective 10/01/2020

1 $25 minimum deposit required to open a Checking account. When dividends are available, Average Daily Balances below $500 do not earn any dividends.
2 Automatically transferred to Savings on Sept 30th

Type & Minimum Balance		Period (Months)
Type & Minimum Balance		3	6	12	18	24	36	48	60
Certificate Minimum Balance $500	Div. Rate	0.15%	0.20%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%
Certificate Minimum Balance $500	APY*	0.15%	0.20%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%
Business Certificate Minimum Balance $500	Div. Rate	0.15%	0.20%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%
Business Certificate Minimum Balance $500	APY*	0.15%	0.20%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%
IRA Certificate Minimum Balance $500	Div. Rate	0.15%	0.20%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%
IRA Certificate Minimum Balance $500	APY*	0.15%	0.20%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%
Premium Certificate Minimum Balance $100,000	Div. Rate	0.25%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%	0.90%
Premium Certificate Minimum Balance $100,000	APY*	0.25%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%	0.90%
Premium IRA Certificate Minimum Balance $100,000	Div. Rate	0.25%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%	0.90%
Premium IRA Certificate Minimum Balance $100,000	APY*	0.25%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%	0.90%
HSA Certificate Minimum Balance $500	Div. Rate	0.15%	0.20%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%
HSA Certificate Minimum Balance $500	APY*	0.15%	0.20%	0.30%	0.40%	0.50%	0.60%	0.70%	0.80%

Rates Effective 04/15/2021* All savings rates quoted as annual percentage yields.

** If the term of a certificate is 18 months or less, the forfeiture is an amount equal to one month of dividends, whether earned or not. If the term of a certificate is more than 18 months, the forfeiture is an amount equal to six months of dividends, whether earned or not.
*** Rates subject to change without a notice.
**** Fees could reduce the earnings on an account.